Wiki defines procrastination as the practice of carrying out less urgent tasks in preference to more urgent ones, or doing more pleasurable things in place of less pleasurable ones, and thus putting off impending tasks to a later time, sometimes to the last minute before deadline.
Procrastination as per definition must be a inadvisable and loss bearing substance. It may sound so but it isn't so.
We get lost as we got old. We are groomed with manners, responsibilities and etiquette's. The society expects us to behave in a certain manner that is felt to acceptable and other behavior is considered either childish or immature. It is certainly not so. If for one moment of your life time you start running away from the things that build your financial portfolio and stop being a materialistic weasel, you shall discover few habits or things that would make you happy. Obviously there would be a little strike on your bank account but you would earn a true smile after years.
Rather than restricting yourself to the office room and watching the rain fall through your window, go out and get wet in the rain. You shall discover that childhood carelessness back within you. Rather than thinking about those strolls in the village fields and getting nostalgic, its better to visit your native once in a while and stroll across the fields. Although the world has turned more concrete than what it was when you were a child, those fields are still pleasant and you are perhaps in more need to discover that peace now than you were a child. There are many things other than money that might bring some bliss for you.
At the end when you will be old, you won't be seeing your bank passbook and smiling but recollecting memories and smiling.